Stripe
Energy utilities can use embedded finance to create marketplace-like experiences for tariffs, solar installations, smart-home devices, storage, and related services while capturing more energy-related revenue. The proposed foundation combines Stripe Online Payment Flows, Billing, Payments, Connect, and Data Pipeline with AWS serverless services, including Lambda, EventBridge, DynamoDB, Redshift, S3, and QuickSight. A tariff enrollment or payment can trigger webhooks and real-time event processing, while transaction and customer data support dashboards, usage insights, personalized recommendations, subscriptions, and broader partner offerings. The architecture also describes PCI Level 1 security, encryption, Radar, Strong Customer Authentication, AWS IAM, KMS, Shield, WAF, Config, Security Hub, and CloudWatch for compliance and monitoring. It concludes that this integrated payment, analytics, and security foundation can help utilities improve customer engagement, support sustainable programs, and develop new revenue streams.